VOLUNTARY GROUP FUNERAL COVER

Introduction

The death of a family member or a loved one is always a sad and traumatic event, even more so if no provision has been made to cover the financial burden which falls on the immediate family. The purpose of the scheme is to provide easy access to funeral insurance so that a dignified funeral can be held.

Product Features

This product was designed primarily for churches, funeral parlours and burial clubs and has the following objectives:

  • Affordable premiums
  • Easy administration
  • Complete peace of mind for participating members

Participation

  • Anyone in the age group 14 to 90 years may participate.
  • Cover is available to immediate family members, including legally adopted children.
  • Extended family members, eg parents or parents-in-law etc, can be included at an additional premium.
  • Persons who are not legally married but living together as a family, can enjoy family benefits, provided all relevant information is declared on the application form.
  • No restriction is placed on the size of a family.

Premiums

Premiums are payable monthly in advance.

Claims

Valid claims are settled within 24 hours.

General Rules

For more information on the general rules, waiting periods, premiums etc, please contact our branch office nearest to you or contact us directly at info@kga.co.za
COMPULSORY GROUP FUNERAL COVER

Introduction

The death of a family member or a loved one is always a sad and traumatic event,even more so if no provision has been made to cover the financial burden which falls on the immediate family. The purpose of the scheme is to provide easy access to funeral insurance so that a dignified funeral can be held.

Product Features

This product offers term cover and is ideal for organizations, corporates (eg in the agricultural / manufacturing / industrial and construction sectors), unions, clubs etc.

This scheme was designed with the following objectives

  • Affordable premiums
  • Tax relief if the premium paid by the employer is regarded as a benefit
  • Readily available cash for the immediate family / employee without having to approach the employer for a loan.
  • Complete peace of mind for participating members

Participation

  • All permanent staff members may participate (age group 14 to 66 or to 71 years, depending on retirement age)
  • Cover is available to employees and their immediate family members, including legally adopted children.
  • Persons who are not legally married but living together as a family, can enjoy family benefits, provided all relevant information is declared on the application form.

Premiums

Premiums are payable monthly in advance.

Claims

Valid Claims are settled within 24 hours.

General Rules

For more information on the general rules, waiting periods, premiums etc, please contact our branch office nearest to you or contact us directly at info@kga.co.za

VOLUNTARY GROUP FUNERAL COVER FOR SHORT TERM INSURANCE POLICY HOLDERS OR MEDICAL AID SCHEME MEMBERS

Introduction

The death of a family member or a loved one is always a sad and traumatic event, even more so if no provision has been made to cover the financial burden which falls on the immediate family. The purpose of the scheme is to provide easy access to funeral insurance so that a dignified funeral can be held.

Product Features

This product was designed and is available to holders of a short term insurance policy (eg household / vehicle insurance) or to members of a recognised medical aid scheme.

Participation

  • This funeral scheme provides lifelong cover for the main member and immediate family members, including legally adopted children.
  • Members who are not legally married but living together as a family, can enjoy family benefits, provided all relevant information is declared on the application form. Anyone in the age group 14 to 74 ( individual life - 85 ) may participate.

Premiums

Premiums are payable monthly in advance.

Claims

Valid claims are settled within 24 hours.

General Rules

For more information on the general rules, waiting periods, premiums etc, please contact our branch office nearest to you or contact us directly at info@kga.co.za

COMPULSORY GROUP FUNERAL COVER FOR SHORT TERM INSURANCE POLICY HOLDERS OR MEDICAL AID SCHEME MEMBERS

Introduction

The death of a family member or a loved one is always a sad and traumatic event, even more so if no provision has been made to cover the financial burden which falls on the immediate family. The purpose of the scheme is to provide easy access to funeral insurance so that a dignified funeral can be held.

Product Features

This product was designed and is available to holders of a short term insurance policy (eg household / vehicle insurance) or to members of a recognised medical aid scheme.

Participation

  • This funeral scheme provides lifelong cover for the main member and immediate family members including legally adopted children.
  • Members who are not legally married but living together as a family, can enjoy family benefits provided all relevant information is declared on the application form. Anyone in the age group 14 to 74 ( individual life - 85 ) may participate.

Premiums

Premiums are payable monthly in advance.

Claims

Valid claims are settled within 24 hours.

General Rules

For more information on the general rules, waiting periods, premiums etc, please contact our branch office nearest to you or contact us directly at info@kga.co.za

INDIVIDUAL FUNERAL COVER

Introduction

The death of a family member or a loved one is always a sad and traumatic event, even more so if no provision has been made to cover the financial burden which falls on the immediate family. The purpose of the scheme is to provide easy access to funeral insurance so that a dignified funeral can be held.

Product Features

The aim is to provide a sophisticated and up market product for individuals and families in the formal sector as well as for smaller groups in the informal sector .

Participation

  • Government officials and company employees in the age group 14 to 85 years.
  • Extended Family members - includes family members related directly to the main member.

Premiums

Premiums are payable monthly in advance by government stop order or stop order payments with private companies.

Claims

Valid Claims are settled within 24 hours.

General Rules

For more information on the general rules, waiting periods, premiums etc, please contact our branch office nearest to you or contact us directly at info@kga.co.za

Individual Products include :

Christmas Bonus Product

Extended Family Product

Exclusive Product