About Us

KGA - Where it all Began

We are a company from humble beginnings and we gladly share our story with you. In May 1986, Cape Group Scheme Advisors (Pty) Ltd was established as an insurance brokerage. We were a small group of hardworking people managing pension funds and providing financial services to these members.

After successfully creating a voluntary funeral scheme for members of a church institution, we were approached by a leading insurer to undertake their group funeral scheme administration. This resulted in the establishment of the first funeral insurance administrator in South Africa.

The years of valuable experience and the ability to settle claims within 24 hours gave us an advantage in the market which led us to register as an insurance company. KGA Life Limited opened its doors on 1 January 1999. Our name, KGA, comes from the Afrikaans version of our old company name: Kaapse Groepskema Adviseurs.

" "We are 100% committed to transformation." "

Straight A’s from our clients:

The most important component of our business is our clients. Therefore we strive to make our clients’ lives easier at every opportunity. Whether it’s general enquiries, claims settlement, new product development or assisting in finding business solutions, we aim to achieve the following:


Our product and service offerings will meet or exceed our clients’ expectations.


We believe that our clients should get value for their money, which is why we offer affordable, tailor‐made products.


Our products are easily accessible to everyone, whether it is through our offices, stores, call centre, partners or our Facebook page.


We listen to our clients and will at all times remain aware of their needs.