Additional Products

The Beef Policy (INKOMO)

What is it?

  • After the death of the main member or dependent, 400kg live cattle will be delivered to the venue where the funeral will take place.
  • if the deceased is under the age of 14 years, a meat hamper will be provided instead.

Who can get it?

  • Main member, spouse and children are covered.
  • This product does not apply to extended family members.

How does it work?

  • We have a network of farmers who will deliver the live cattle or meat hampers.
  • There is a 6 month waiting period for death due to natural causes.
  • A one month waiting period applies for death due to unnatural causes.

The Grocery Policy

What is it?
  • This is an additional “Cash Payment” or Voucher (over and above your current funeral policy) of R2000.00 or R3000.00.
Who can get it?
  • Main member, spouse or children are covered.
  • This benefit is not available to extended family members
How much?
  • There is a 6 month waiting period for death due to natural causes.
  • A one month waiting period applies for death due to unnatural causes.

The Tombstone Policy

What is it?
  • This is an additional “Cash Payment” or Voucher (over and above your current funeral policy) of R2000.00 or R3000.00. 
What can get it?
  • Main member, spouse or children are covered.
  • This benefit is not available to extended family members.
How much?
  • There is a 6 month waiting period for death due to natural causes.
  • A one month waiting period applies for death due to unnatural causes.

Airtime Benefit

What is it?
  • After the death of the main member or spouse, airtime of R500 or R1000 will be loaded to the nominated beneficiary’s cellular phone.
Who can get it?
  • Main member, spouse or children are covered.
  • This benefit is not available to extended family members.
How does it work?
  • After the death of the main member or spouse, KGA Life will request confirmation of the nominated beneficiary’s cell phone number from the claimant.
  • Once KGA Life confirmed the beneficiary’s number, airtime will be loaded automatically to that number within 24 hours.
  • There is a 6 month waiting period for death due to natural causes.
  • A one month waiting period applies for death due to unnatural causes.

KGA Assist

What is it?

KGA Assist is a package of additional living benefits that can be used by the member at any time. It consists of:

Transport of the deceased’s body

  • 24/7 telephonic legal advice
  • 24/7 telephonic medical advice
  • 24/7 access to private ambulance when suffering from a life-threatening condition.
Who can get it?
  • Main member, spouse or children are covered.
  • This benefit is not available to extended family members.
How does it work?
  • Members have access to those benefits immediately after receipt of the first premium.
  • These benefits are available to members 24/7.
  • If you want to use any of these benefits, please call 086 000 0535 for assistance.

Income Continuation

What is it?
  • This is an additional “Cash Payment” to the nominated beneficiary (over and above the current funeral policy) of R3000.00 or R6000.00 at the time when the claim is submitted.
  • The amount will be paid to the beneficiary in monthly instalments of R500 to R1000 for 6 months.
What can get it?
  • Main member only.
  • This benefit is not available to spouses, children and extended family members.
How much?
  • Cash of R3,000 or R6,000 will be paid out instalments of R500 or R1000 for a period of six months after the death of the main member.
  • This will assist the surviving family members will possible loss of income after the death of the main member.

Additional Accidental Death Benefit

What is it?
  • Additional cover of up to R30,000 can be taken that covers the member in the event of accidental death.

Who can get it?
  • The Main member and spouse.
  • This benefit is not available to children and extended family members.
How much?
  • In the event of accidental death of the main member or spouse, the additional cover amount will be paid out together with the funeral benefit amount.
  • The main member and spouse will be covered for the accidental death immediately after the receipt of the first premium.
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