Individual Products

The Community Funeral Plan

What is it?

This product is designed for customers who need a basic and affordable funeral policy providing cover of up to R30,000.

HOW DOES IT WORK?

  • Main member, spouse and up to 7 children covered.
  • 6 month waiting period.
  • No waiting period for accidental death.
What Benefits?
  • Funeral cover of up to R30,000.
  • Extended family members may be added.
  • Transport of the deceased’s body.
  • Private ambulance.
  • 24/7 telephonic legal assistance.
  • 24/7 telephonic medical assistance.
How much?
  Age Group
18 - 64
Ages Group
65 - 74
Cover amount Single Family Single Family
R5 000 R30 N/A R89 R128
R10 000 R74 R99 R122 R195
R15 000 R84 R121 R154 R263
R20 000 R93 R143 R187 R330
R25 000 R103 R165 R219 R398
R30 000 R113 R187 R252 R465

The KGA Christmas Bonus Plan

What is it?

This product provides funeral cover of R10,000 AND R1,000 cash back to the policy holder on the 1st of December EVERY YEAR. It doesn’t matter if any claims were made on the policy or not.

HOW DOES IT WORK?

  • Main member, spouse and up to 7 children covered.
  • 6 month waiting period.
  • No waiting period for accidental death.
  • If less than 12 premiums are paid during the year, you will only get part of the R1,000 on 1 December.
What Benefits?
  • Funeral cover of R10,000 .
  • R1,000 cash back to the policyholder on the 1st of December every year.
  • If all 12 premiums are not paid, but your policy is still active, you will still receive a part of the R1,000.
  • Transport of the deceased’s body.
How much?
  • R155 – ages 18 to 64
  • R265 – ages 65 to 74
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